NEOBUX IS A SCAM!

Source: http://whichbux.blogspot.com/2009/06/neobux-scam-site.html
Author: Daniel - November 30, 2009

I am a golden member and have been for half a year.

Not only do you find you cant rent referrals once golden except through the 'queue' which is surprise surprise the same as 'standards' price.

You WILL see that all your referrals stop clicking after a week if that, they will also drop to BELOW 1 click per day, usually .7 so you are STILL losing money even as a golden member.

Think it pays? it does, but you have to put that money BACK IN if you want to keep going, they charge a FEE for letting referrals expire, you can actually lose MORE than the investment you put in.

I got banned on the forum for asking why referrals dropped suddenly, no excuses.

People I BEG OF YOU dont put ANY money in Neobux, dont listen to the idiots who are claiming to be makign loads of money. THEY ARENT, if you look at there stats they are earning less than they put in. But they never tell you that.

They may have earned/received $200 but they invested $400.

Please don't make the mistake i made and invest money in this scam, i should have known better but i was blinded my making money easily. It is anything but that i assure you.

Neobux Strategy That Works

1. Neobux Background

Before we discuss the Neobux strategy, let us briefly describe what Neobux really is. Neobux is an innovative PTC (Paid to Click) site, and this is not the PTC site you used to know. Neobux for sure is the innovation in PTC that you can actually make some money. You get paid by clicking on advertisers' Ads, typically $0.01 per Click. It doesn't sound like a lot, but if you employ a good strategy, particularly with the magic of "Rent Referral", you will be in an auto-pilot state collecting money 24/7. You can easily make up to $9,000 per year extra money with Neobux.

And because rent-a-ref is such a unique and important feature, most of Neobux strategies are essentially related to how you deal with referrals renting.

2. Neobux Strategy for Standard Member

If you are good at convincing people to join Neobux under your name, you can enjoy some nice earning in Neobux as a standard member. Otherwise, it is very hard for standard members to make real meaningful money. "How about renting referrals?" You may ask. Sorry to tell you, it is not profitable to rent referrals as a standard member. You have to keep your AVG (average clicks per day per ref) above 2.0 to make a profit. Otherwise, you could probably even lose money. Why? The reason is simple, you only get 50% earning from your referrals.

For the purpose of discussion, let us assume you paid $30 for 100 referrals, so each referral costs you $3 per month. The referral has to click 60 ads (2 clicks per day) just for you to break even.

Your Earning = 2*30*$0.01*50% = $3
Your profit = $3- $3 = $0

Is it possible to rent hard-working referrals to keep AVG above 2, 3, or 4? Yes, it is possible, only if you are very lucky and rent only a few referrals. If you try to rent more than 50 referrals, then statistics rules, that is, an AVG of 1.5 to 2.0. Please read my other post titled "AVG drop - can I still earn money in Neobux?"

My recommendation is, don't even try to rent a large number of referrals if you are a standard member. However, this is the tricky part, you probably need to rent a certain number of referrals (200 -300) before you upgrate to Gold membership soon because it is easier to rent as a standard member than a gold member.

3. Neobux Strategy for Gold Member


Gold member, on the other hand, requires lower averge number of clicks (AVG) from referrals to break even. So if the AVG is above 1.0, you are basically in profit already. Lot of people may have written about Neobox on internet. Some showed their payment proof, some showed the basics of Neobox, and very few explained the details how they made money with Neobox, particulaily using the referral renting feature. What I am going to show you is the step by step implementation of a good and scientific sound Neobux Strategy. The banner above shows my current earning, it is not a whole lot now, but it matches closely to the earning schedule below, and I encourage you check back frequently to see how it goes.

Table 1 - Neobux Earning Simulation for Gold Membership
Figure 1- Neobux Earning Simuation for Gold Membership

The table and figure above are the simulation of earning week by week for the first 20 weeks. It seems a little complicated, but it is actually quite simple when you follow the explanation step by step below.

4. Referral Renting Step by Step Implementation

Week 1 - Rent 100 referrals, you will need to have a Paypal account to pay. Neobux charges $25/month（$6.25/week) for 100 rented referrals. Although you can start FREE to accumulate your earning to rent referrals, putting a small amount of money will accelerate the process a lot, and your earning will be much more than your investment pretty soon. Statistically, the number of clicks for a referral is 1.5 per day, so
Week 1 Earning =100*1.5*7*$0.01 (ref clicks) + 4*7*0.01 (self clicks)=$10.8
Cost = $25 (rent 100 referrals)

Week 2 - Rent another 100 Referrals, so
Week 2 Earning = 200*1.5*7*$0.01 (ref clicks) + 4*7*0.01 (self clicks) = $21.3
Cost = $25 (rent 100 referrals) + $11.3 (referral renewal) + 1.6 (recycling) = $37.9

Notes：
(1). You can only register as Standard Membership for the first couple of weeks, and the earning is $0.005/click for referrals (We simplied the calculatin here using $0.01 for the first two weeks).
(2). Neobux has a "Autopay" feature for rent referral renewal with 10% discount and assume 25% of the referrals will be renewed. i.e., so weekly renewal cost = 200*25%($25/100)*0.9=$11.3
(3) Assume 10% recycling rate, i.e., 10% of referrals will be recycled each week, the recyling cost = 200*10%*0.08= $1.6

Week 3 - Rent another 100 Referrals, and upgrade to Golden Membership for $90 per year. This is highly recommended because you will earn $0.01 per click for your referrals to double your earning. So,
Week 3 Earning = 300*1.5*7*$0.01 (ref clicks) + 10*7*0.01 (self clicks) = $32.2
Cost = $25 (rent new 100 referrals) + $16.9 (rent renewal) +$2.4 (recycling) +$90 (membership)=$134.3

In the following weeks, you repeat the same thing adding 100 referrals every week. You can reinvest the earning to rent referrals. Of course, you need to spend 10-20 minutes a day to click a few Ads, otherwise the earnings from referrals will not be credited to your account. A piece of cake. You can refer to the table and figure above for the earning and cost for each weeks. Please also note that you will need around $150 initial investment to get started to accelerate the earning.

Week 20 - By now, you should have reached the 2000 referrals limit by reinvesting what you have earned to rent more referrals every week.

Week 20 Earning = 2000*1.5*7*0.01 (Refs clicks) + 10*7*0.01 (Self Clicks) =$210.7
Cost = $25 (rent new 100 referrals) + $112.5 (rent renewal) +$16 (recycling)=$153.5
Profit = $210.7 - $153.5 = $57.2

From this point on, the earning and cost will be stablized, because you have reached the 2000 rented referrals limit. Since you can't buy new referrals any more, your cost will be only for referral renewal and recyclcing, which is $112.5 (rent renewal) +$16 (recycling)= $128.5. Your earning will still be $210.7 per week (same as week 20). Therefore, your weekly profit becomes $210.7 - $128.5 = $82.2 per week, or $356 per month! That doesn't sound too bad, right?

Also must read Neobux Strategy - How to Rent Referrals for gold members. Recycling is also a big part for account management, please read the post titled "Neobux Strategy - Referral Recycling"

5. Neobux Strategy for Ultimate Member

It gets harder and harder these days to rent referrals because more and more people are fighting for referrals. You will also need to use the Neobux Strategy - How to Rent Referrals if you want to maintain as a gold member. The referrals can be easily rented out even one minute after the clock because so many people out there are trying to rent the referrals. You snooze, you lose.

As an alternative, I paid another $890 to upgrade to Ultimate Pack because I have a full-time job and I want to spend less time on this. However, the money spent should pay off fairly quickly. It guaranttees that the rented referrals are delivered to you on time and on a accelerated rate, which is 200 rent referrals every 4 days, or approximately 300 referrals per week! Once you reach the maximum 4,000 rented referrals for Ultimate Pack, you can earn as much as $177 per week profit, or $9,200 a year! See Table 2 and Figure 2 below. I will explain the cost and earning for week 20 as an example.


Week 20 Earning = 4,000*1.5*7*$0.01 (ref clicks) + 15*7*0.02 (self clicks) = $422.1
Week 20 Cost = 4,000*25%*$0.25*90% (referral renewal) + 4,000*10%*$0.05 = $245
Profit = $ 422.1 - $ 245 = $177.1 per week, or $767 per month


Again, the assumptions are:

a. 1.5 average clicks per referral per day (AVG)
b. 25% referrals are renewed every week, or all 4,000 are renewed every month.
c. 10% referrals are recycled every week, or 40% of all referrals are recycled every month.
d. Autopay is turned on to get 10% discount on referral renewal.


If you want to want to try different assumptions, plug your numbers into the number equations above to get an idea. It is impossible for me to present all the scenarios in this article here.

In summary, the Neobux strategy for Ultimate Members is not a whole lot different than that for gold members. It wins because it has larger number of referrals which are basically your working force. No selling here, I have to mention that Neobux provides a lot of nice features for ultimate members to reduce the cost for account maintenance, such as 7 days for free recycling, discounted rate for recycling, discounted rate for referral renting, 30 days of vacation mode etc. You got what you paid for, right?

Table 2 Earning Simulation for Neobux Ultimate Member (Table)

Figure 2 Earning Simulation for Neobux Ultimate Member (Figure)

What are you waiting for? My referrals are busy clicking and earning money for me while I am working, jogging, or sleeping. If you don't feel comfortable putting money in first, then work your way up from the free standard membership until you earn enough to upgrade. Realizing there are other factors leading to your success with Neobux, I hope that the Neobux strategy discussed here can at least give you some reference to set up a reasonable expectation.

Courtesy: http://neobux-tips.blogspot.com/2009/03/neobux-strategy.html

Why would I want to use Ripple when I can use regular money?

Two reasons:


1. Ripple is more efficient, and therefore cheaper for payments than regular money.


2. Ripple is more community-oriented than regular money.


The explanation will involve delving into what regular money is and how banks actually work.

To understand why Ripple is more efficient than regular money, take into account that when we say "regular money", we're not talking about paper money, but rather bank account money, which accounts for over 95% of money out there. Banks charge fees to lend and take care of this money. Think of all the people who work directly and indirectly for the banking industry. Someone has to pay all these people's salaries, not to mention the profits that banks regularly rake in. Whether you are charged directly or not, you pay for bank fees because they are factored into the price of every item you purchase. How come Ripple doesn't need to charge fees? Read on:

When you have money in your bank account, you probably realize that the bank doesn't actual have a little bundle of paper money in their vault with your name on it. Instead, what they have is a little number in their computer with your name on it that tells them how much they owe you. You trust that if you should ask for a cash withdrawal, the bank will be able to come up with the money. A bank account is really the bank's IOU, or obligation to you. And if you think about it, paper money is just the government's obligation to you, redeemable as payment for taxes.

Since we trust that our banks will be able to issue us useful government obligations at any time, we are generally content pay one another by having them shuffle their obligations from one person's account to another, using cheques, or more recently, debit and credit cards. Often obligations must be shuffled behind the scenes to a different bank through a central bank, or through several banks in the case of international transfers. This shuffling is exactly what Ripple mimics, except instead of shuffling obligations only between banks, it shuffles them between anyone, including banks, if they wish to participate.

Banks take the money they get in deposits and lend it out. Actually, since most payments are made without ever withdrawing actual cash, and since most cash simply gets deposited right back in a bank anyways, they may lend out up to 10 times the amount of deposits they have. This is how most money gets created: banks simply bring it into being by adding to someone's account balance and calling it a loan - money is nothing but bank obligations, after all.

Banks owe many times what they have in cash, and yet stay solvent because every borrower promises to pay back the amount they have borrowed. When a loan is paid back, that bank obligation is fulfilled - in other words, that money is destroyed. To earn the money to pay back the loan, a borrower must perform some service of value to someone else who has money to spend. That is what gives money its value: borrowers want to take it in exchange for their services in order to pay back their loan. If a bank can't recover the money from a loan, the bank must deduct the unpaid amount from its profit or risk going bankrupt. Banking regulations ensure that banks follow a strict accounting code. The whole arrangement is a rather ingenius way of keeping score of who is doing their part in society, especially given that it was developed well before the advent of computers.

To ensure that it is profitable, then, a bank must only lend to people who are going to be able to reliably earn money and who can be trusted to pay back what they owe. So for a bank to lend you money, it must learn how you are going to earn money in the future, and how well you have fulfilled your obligations in the past. Often this is a time-consuming and labour-intensive process, which is one reason that banks employ so many people: The borrower-lender relationship is fundamentally a trust relationship, and forming a trust relationship takes time and energy.

Ripple is a financial system that recognizes existing trust relationships between human beings and works within that structure, instead imposing a structure by demanding that we all put in the effort to form trust relationships with institutions that we would otherwise have nothing to do with.

But more importantly, when a bank lends you money, it is making a value judgement, not only on you and whether your activities will be valuable, but on society at large and whether they will judge your activities as valuable. A bank is an institutional entity, and as such it can only value what it can measure: things like income, profit, rates of production, forecast growth, etc. It cannot value things that are truly important to human beings such as love, community, and relationship. Human beings working at banks might do the best they can, but ultimately the relationships between bank employees and bank clients are rarely very deep because they are formed solely for financial reasons. And bank employees can only exercise discretion within the tightly controlled framework of the bank's corporate regulations.

We have a system where nearly all economic activity depends on the presence of sufficient money to enable it. 95% of that money is created by banks for people or purposes that they deem valuable. Yet what banks value is at best a shadow of what we truly value as human beings. Is it any wonder that our economic lives are so out of balance? That what we feel we must do for money so rarely seems to be in harmony with what we truly want to do? That the more successful we become economically, the more the fabric of our communities seems to break down?

In Ripple, the points to keep track of who is contributing to society (which is all money is in the end) are created and accounted for by those who are closest to you, who share your values the most, and who are most familiar with your personal situation.

Money is a fantastic way that we have invented to organize cooperation among ourselves, and using it, we have been remarkably successful at exploiting natural resources to produce an abundance of material goods for our enjoyment. But as important as it is, there is more to life than the enjoyment of material goods. Technology makes it possible to adapt our economic systems to better reflect what we actually want out of life. Ripple is one of the many new systems that have become possible because of the internet.

So, by all means, continue using regular money. But give Ripple and other new systems a try where you can and see if new possibilities don't open up for you.

Courtesy: http://ripplepay.com/essay/

Earn Money from Internet - Micro Workers be the Boss or Employee and Earn Money

The site we’re referring to is Microworkers.com, a site that specializes in pay-per-action and pay-per sale models. It connects advertisers (aka Employers) with publishers (aka Workers) in a super partnership to help you reach your customers across the world, and help you generate natural-organic web traffic. Its publisher solutions help you generate income as a result of your actions (work performed by you).

www.microworkers.com

You can make money from its Worker solutions. The jobs involve some simple task-based actions, which are easy to perform and result in making an “x” amount of money. You will be paid via Paypal, Moneybookers, Alertpay or bank check after reaching the minimum amount of $10. You are also paid a sign-up bonus of $2.00, so that you can start using Microworkers.com immediately! You are also given the chance to earn referral bonuses, in addition to a sign-up bonus.

With its Employer solutions, you get real-organic traffic to your site. You can actually hire 20, 100 or even 1000 workers to do a task you tell them to do. For example, these hired helps (aka microworkers)can visit your blog, make a comment, or follow you on Twitter, link to your site, sign up with your referral link, or discuss your product in a forum. Imagine being able to create a new website and having others making it popular! Just go to Microworkers.com, deposit an “x” amount into your account and immediately start a campaign such as: “Create a topic about my website in any forum”, and then have an infinite amount of people perform this task (posting about your site) all around the world! Getting help from people online has never been so easy!

www.microworkers.com

So, go now to www.microworkers.com and register 1-2-3, you’re ready!

Disclaimer: Site does not promise you will be able to sustain a living off the earnings, but it can definitely be a 2nd income! And we all need something like that in these dire times! The available posts are easy to-do, fun and you might even learn something!

Join now www.microworkers.com and start earning or post a campaign and get help on a task! Remember to have fun, and enjoy helping others out! Good luck!

Courtesy: http://mebuddy.blogspot.com/2009/07/micro-workers-be-bossemployee-earn.html

Covestor and VesTopia: Winners and Losers from Peer to Peer Investing

Two innovative startups are about to change the face of the financial industry. Today sees the launch of Covestor, and over the next few days we'll see the emergence of VesTopia. Here's how they work:

Anyone with a brokerage account can sign up for Covestor. After sign up, Covestor gathers data about your portfolio and trades in one of two ways. Either Covestor pulls data in real time via account aggregation service Yodlee, which interfaces with the big five online brokerages (Ameritrade, E*Trade, Scottrade, Fidelity and Schwab). Or, investors can manually upload trades to Covestor themselves. Reported trades are later verified by cross checking against the investor's brokerage statements.

Covestor begins to track your performance, and then ranks investors by performance. Visitors to the site can view investors by style, portfolio type and a range of performance statistics, including risk-adjusted performance (Sharpe Ratio). And once a visitor has found an investor with consistently great performance, the visitor can pay to "subscribe" to that investor's trades. Covestor shares the fees with the investor.

VesTopia is very similar: after an investor with an online brokerage account signs up, VesTopia directly pulls information about your portfolio and trades, using a desktop client that automatically scans the pages of the online brokerages' web sites. Like Covestor, it works with all five leading online brokerages. Visitors can pay to view investors' trades and portfolios, and VesTopia shares the fees with the investors.

The differences between Covestor and VesTopia are mainly in initial target investors and degrees of transparency. Covestor encourages everyone to sign up, allowing individuals with outstanding performance to bubble up to the top via Covestor's performance rankings. VesTopia, in contrast, will highlight a carefully vetted group of high performing investment professionals, though it plans to widen its service to individuals soon after. Covestor allows pseudonyms and anonymity, betting that performance is all that matters, not someone's name. VesTopia promotes finance professionals with real names and biographies. Covestor allows investors to mask the actual size of their porfolios by reporting only percentage allocations, whereas VesTopia also provides actual position sizes and the dollar size of portfolios.

Covestor and VesTopia are the eBay of money management. Just as eBay allowed anyone to become a store owner, these peer-to-peer investing sites allow anyone to make money from being a great stock picker. You no longer need to set up a hedge fund; just trade as you always would, and watch as the number of paying subscribers to your successful ideas grow.

Both services may even allow hedge funds to outsource research. If you're looking for an analyst to cover Chinese stocks, why not just subscribe to the stock picks of the top stock picker of Chinese stocks on Covestor or VesTopia?

Now, I'm certainly biased: I'm personally friendly with founders of both Covestor and VesTopia, I own a small stake in Covestor, and both companies are potential partners for Seeking Alpha. We held back from offering portfolio games or shared portfolios on Seeking Alpha because we saw real portfolios and real track records on the horizon. Who cares about stock picking competitions and socially-networked play portfolios when you can rank investors by their real trades with real money?

There are challenges. Covestor and VesTopia need to convince investors that there's no risk of online brokerage accounts being compromised. Both claim that they have that nailed, but perception and reality are different things.

Who benefits from the rise of peer-to-peer investing? This could be good news for the online brokerages, including Ameritrade (AMTD), E*Trade (ETFC) and Schwab (SCHW), because it raises the potential profit of having an online brokerage account.

Who might lose? In the long term, by facilitating the discovery of great stock pickers and providing a new economic model for them, Covestor and VesTopia may end up challenging mutual fund companies (which are already facing an onslaught from ETFs), such as Legg Mason (LM), Blackrock (BLK), and T. Rowe Price (TROW), and even hedge funds like Fortress Investment Group (FIG).

And full service brokers who offer investment advice, like Merrill Lynch (MER), Morgan Stanley (MS), Ameriprise Financial (AMP), and Citigroup's (C) Smith Barney, may now face increased competition.

Full disclosure: I own stock in Covestor and have personal friendships with founders of both Covestor and VesTopia. My children own ETFC; I have no other position in any other stock mentioned here.

Published on seekingalpha.com (June 05, 2007), Author - David Jackson
Source: http://seekingalpha.com/article/37383-covestor-and-vestopia-winners-and-losers-from-peer-to-peer-investing

Website Link Building Strategy- All the jargon in plain easy to follow english

by Paul Easton - Posted on June 20, 2007

A successful website link building strategy has shown to be a great long term way to get a flow of free targeted and qualified traffic to any website.


This can involve a few technical terms and the meaning of these can sometimes be unclear and maybe cause confusion and misinformation.


Lets look at the terms you need to have some understanding of:


1. Reciprocal Linking - This is the simple exchange of links between websites. A site agrees to place a link on one of its pages in exchange for a link from your site. It can be text or a banner/graphic.


2. Themed linking - This is sites similar in subject linking to each other. This includes the internal linking of the pages in your site using subject linking - the use of plain html text linking between pages, is preferred. Make it simple for Google and major engines to find all your pages, without having to work too hard.


3. Page Rank(PR) - This is Googles view of your site in a scale of 0-10. New domains take time to get PR and starts of at zero. The PR of a site that wants to exchange links with you needs to be considered.


4. One way linking - This is the formation of one way links (no suprize here!) using different methods that will be discussed in future articles.


5. 3 way linking - This is the formation of and understanding between 2 webmasters. Webmaster "A" -owns 2 sites (No.1 and No.2). He links to your site from No.1, and in turn asks you to link to site No. 2


6. A Link Farm - This is where your link is placed on many other sites, almost instantly. Normally a paid service, it is not in any theme and rarely results in any traffic. This is a misguided atempt to beat Google and the other major search engines. Not recommended!


7. Anchor Text - This is the html text displayed and used in the link to your site eg: "Click Here" -Normally a blue underlined link.


8. Site wide linking - This is where a webmaster agrees to place a link to your site on every page of his site - Sometimes can be a reciprocal arrangement.


9. Deep Linking - This is the linking to internal pages of a site, normally aimed at a specific keyword and the page is normally in the same theme: eg domain.com/Extra-Large-Cat-Clothes.htm


10. In Content Linking - This is using articles with specific subjects and linking from in those articles in the content, to your site or, in the form of a resource box at the end of the article. Can be a good form of one way linking.


11. Paid Text links - This is purchasing links on other sites for the sole purpose of influencing search engine ranking. Google has come out to disapprove of this and is encouraging webmasters to report any sites doing this.


12. Link exchange directory - A directory of web sites set up that all want to exchange links.

Courtesy: http://www.site-reference.com/articles/Website-Development/Website-Link-Building-Strategy-All-the-jargon-in-plain-easy-to-follow-english.html

List of Crowdsourcing or On-Demand Workforce Vendors

Published on 09/09/2009 on the Brent Frei, the Founder of smartsheet.com, 's Productivity Blog

Useful information about emerging categories is often tough to come by. It's typically fragmented across a variety of views and experts. My search for useful information about paid crowdsourcing technology vendors has been no exception.

Several months ago, I published a list of crowdsourcing technology vendors. Within about a month, it had reached the number 1 position in natural search. It was a fairly rudimentary list, but apparently, it was the best current accumulation. For all those that have been searching for consolidated information for the on-demand workforce market, we've created two new sources for your consideration.
We've greatly enhanced the existing list with more vendors and more vendor characteristics. And, we've compiled a full report on the vendors and progress in the space over the past 10 years. The list is open to all, the report is free to those that sign up and attend our Sept. 17, 2009 online event. It'll be $200 a copy after that.
Here's the link to the enhanced list, and here's a few columns of the data resident within it. Enjoy.
-Brent

Website	Category
www.smartsheet.com	Any Tasks
http://99designs.com/	Graphic Design
www.mturk.com	Volume Tasks
www.bid-job.com	Project Marketplace
www.bigcarrot.com	Problem Solving
www.bizreef.com	Project Marketplace
www.castingwords.com	Transcription
www.cgilance.com	Programmer Marketplace
www.channelintelligence.com	Large Scale Categorization
www.colspark.com	Problem Solving
www.creatad.com	Graphic Design
http://crowdflower.com/	Volume Tasks
https://crowdsifter.com/	Content Moderation
www.crowdspirit.com	Graphic Design
www.crowdspring.com/	Graphic Design
www.datadiscoverers.com	Volume Tasks
www.designoutpost.com	Graphic Design
www.designbay.com	Graphic Design
www.designcontest.net	Graphic Design
www.designquote.net	Graphic Design
www.elance.com	Project Marketplace
www.eufreelance.com	Programmer Marketplace
http://www.freelancejobopenings.com/	Project Marketplace
http://jobs.freelanceswitch.com/	Project Marketplace
http://freelancewebmarket.com/	Project Marketplace
www.freelancewebprogramming.com	Programmer Marketplace
www.geniusrocket.com	Graphic Design
www.getacoder.com	Programmer Marketplace
www.getafreelancer.com	Project Marketplace
https://getfriday.com/	Project Marketplace
www.gfxcontests.com	Graphic Design
www.gofreelance.com	Project Marketplace
www.graphiccompetitions.com	Graphic Design
www.guru.com	Project Marketplace
www.hit-builder.com	Volume Tasks
www.humangrid.de	Volume Tasks
http://www.icanfreelance.com/	Project Marketplace
www.ideabounty.com	Problem Solving
www.ideascale.com	Customer Surveying
www.ifreelance.com	Project Marketplace
www.innocentive.com	Problem Solving
www.jobtonic.com	Job Referral
www.ki-work.com	Project Marketplace
www.kluster.com	Customer Surveying
www.leadvine.com	Sales Leads
www.limeexchange.com	Programmer Marketplace
www.liveperson.com	Expert Help
www.livework.com	Any Tasks
http://logotournament.com/	Graphic Design
www.mahalo.com	Simple Tasks
www.namingforce.com	Product Naming
www.net4manpower.com	Project Marketplace
www.odesk.com	Project Marketplace
www.peopleperhour.com	Project Marketplace
http://prefio.com	Job Referral
www.contractedwork.com	Project Marketplace
www.programmermeetdesigner.com	Programmer Marketplace
http://www.programmingbids.com/	Programmer Marketplace
www.project4hire.com	Project Marketplace
www.projectspring.com	Project Marketplace
www.rentacoder.com	Programmer Marketplace
http://www.samasource.org	Volume Tasks
www.scriptlance.com	Programmer Marketplace
www.serebraconnect.com	Project Marketplace
www.socialmod.com	Content Moderation
www.topcoder.com	Programmer Marketplace
http://www.unitedstatesfreelancers.com/	Project Marketplace
http://directfreelance.com/default.aspx	Project Marketplace
www.vois.com	Project Marketplace
www.workoutsource.net	Project Marketplace

Courtesy: http://brentfrei.typepad.com/blog/

Loan $25 to change lives through Kiva

Hi there,

I wanted to let you know about Kiva (www.kiva.org), a non-profit that allows you to lend as little as $25 to a specific low-income entrepreneur across the globe.

You choose who to lend to - whether a baker in Afghanistan, a goat herder in Uganda, a farmer in Peru, a restaurateur in Cambodia, or a tailor in Iraq - and as they repay their loan, you get your money back.  It's a powerful and sustainable way to empower someone right now to lift themselves out of poverty.
 
Check it out!
Kiva.org - Loans That Change Lives
Make a Small Loan, Make a Big Difference - Check out Kiva.org to Learn How!

About Kiva: Kiva is the world's first person-to-person micro-lending website, empowering individuals to lend to unique entrepreneurs around the globe.

Interview with the admin of XrateInvest

Hi everyone! Whether or not anybody
cares to admit it, I think it’s probably a fair statement to say if an
intelligent alien life form was to land on planet Earth, he would
almost certainly think that this wonderful invention we have called
“the internet” was created mostly as a vehicle for the trading of
pornography. Love it or leave it, there’s simply no denying it. It’s a
billion dollar business and it’s here to stay.

Given the widespread acceptance of it I’m quite surprised that
before now we the HYIP business has been slow to capitalize on it.
Who’d have thought the online investments industry was dominated by
such prudish admins, lol! But all that changes now with the creation of
XrateInvest. It’s a short
term HYIP and has been gaining in popularity with it’s commitment to
customer support and more to the point it’s prompt payouts.

So today I’m pleased to bring you an interview with Karin, the admin of XrateInvest.
And I’m pleased to see a refreshingly honest and frank approach to my
questions. Where others would have tried to avoid them, Karin has tried
her best to answer everything as best she can. But before we proceed
let me just remind you that XrateInvest
has three investment plans paying 1% for 14 days, 1.5% for 28 days, and
17.5% for 6 weeks with your principal returned on expiry. For more info
please refer to my original review published here.



“1. Hi Karin, please introduce yourself to the readers of MNO and tell us a bit about your own involvement in XrateInvest. Is this your first online venture? What other experience do you have in this Industry?

Hello Paul, and thank you for the Interview. My name is Karin
and I am 45. Oh my god, time is running. Anyway, I came up with the
idea of the XrateInvest
Platform and I am the admin and responsible for all transactions. If I
am on a journey or taking care of our businesses and I can not find
time my husband makes all transactions. So all our funds are managed by
me and my husband and we decide where and how to invest them.

You question is not so clear. You asked what other experience I
have in this Industry. Well in the HYIP Industry I do not have much
experience. I followed the HYIP market some years and even invested
sometimes. Sometimes I won. Sometimes I lost money. That’s it. It is my
first and only online investment program.

In the adult industry I am working together with my husband
since 2003. Before I was working offline (not as a escort or anything)
in the adult industry. I was working for an adult phone company (later
phone and flirt SMS) and even if it may sound funny I was training
their female staff for the live hotlines and I was managing and
promoting the company at adult fairs. That’s how it all started.

2. Can you also give us some background history on the XrateInvest
program? Why did you decide to open your own program and what are you
expecting to achieve by this? Tell us about the other people involved
in the project and what their roles?

I am expecting people to be more open minded with this industry.
Do not feel shy to invest in one of the biggest markets in the world.
Financial Crisis? Not for us! I know no one talks about it… But I am
sure 99% of Internet users are looking at porn sites on a regular basis
and a lot of them also pay for it. So why not invest in it and earn
money with it. We are very discreet and no member or direct investor
has to be scared that his/her neighbor or grandmother will point on
him/her and talk behind their back. No one will know… Only our
investors will know and be happy that the account is growing. Maybe we
can not provide profits like 200% after 15 days… But therefore
investors can be sure that our profits are real, stable, reliable and
for a long term.

3. How would you best explain to someone who has
never heard of an HYIP before how the system works? From the very first
moment I decide to invest until the time I receive my first payment,
what happens?

As I follow your Blog now for some time I always find this
question. And I guess most of investors know how to invest. If not then
you should visit our FAQ or “How to Invest” page. Because with us you
can invest direct or become a member first!

4. Tell us about the whole process about joining XrateInvest.
I don’t think I’ve seen this method used before about either by
registering your account or without registering. Why offer a choice at
all and what are the benefits of either? Surely it just adds to the
workload for you and confuses some people?

You can invest direct without becoming a member. Therefor you
just make a direct investment on our Invest direct in Xrate page. There
you can Invest with LR, PM, SP or Pecunix.

Or you can join us and become a member first and make your deposit in your member are

We offer three investment plans and pay 7 days a week! We offer
the S, E, and X, Investment Plan. The profits are the same for online
members and direct investors.

The benefit of being a member is that you can login to your
private members area and see your Earnings, Withdrawal History, Deposit
History, Earning History and more online 24hours per day.

But for every withdrawal you have to make a request. And we do not accept Pecunix payments for investors who join as members.

The benefit of being a direct investor is that all investments
are safe from hackers because payments are sent directly to the account
the investment has been made from. You have to do nothing. Just sit
back and relax. Everything is automated and you can keep on smiling day
by day (or week by week) when you see the payment is already
automatically paid.

So far I can not complain about your idea that it might somehow
add to the workload for us or confuse some people! The workload is
fine. Up to today I did not have a single email where someone was
confused. I think the people who invest in our program are smart enough
to understand. About 60% prefer to become a member first and 40% invest
direct!

5. What are the plans you are offering investors?
What are the minimum and maximum amounts to spend? What payment
processors are you currently dealing with? Are payouts automatic or do
I need to request them?

We offer three Investment Plans. The S. E.and X. Investment Plan

Our S. (Short time Plan) Term: 14 Days Profit: 1% every day
(paid after expiry) Investment: US$ 5-500 Principal Returned Total Roi:
114%

Our E. (Entrepreneur Daily Plan) Term: 28 Days Profit: 1.5 % Daily Investment: US$ 25-10000 Principal Returned Total Roi: 142%

Our X. (Xtra weekly Plan) Term: 42 Days (6 weeks) Profit:
17.5%/weekly (2.5% daily) Profit is paid weekly! Investment: US$
50-50000 Principal Returned Total Roi: 205%

As a member you need to request the payment in your member area.
Direct investors are getting paid automatically. Since LR had some API
problems we make every payment manually. This is more secure for our
members and for us. As I am not a machine and also my husband is only
human too a cashout request from your member area is normally paid
within 12 hours. On weekends up to 24 hours! As a member you can invest
using LibertyReserve, PerfectMoney or StrictPay. As a direct Investor you can invest using the same E-Currencies plus Pecunix.
We wanted to add Solid Trust Pay but at the moment we are not sure
about them. We may ad other payment options in the future but we will
let our members know when about this in time.

6. Tell us in as much detail as possible about the security features of XrateInvest.
Are you on a dedicated server? What measures have you taken to protect
the program from DDoS attacks? Who is your hosting provider and how
highly would you rate them as a service provider?

We are hosted on a DDOS and Hacker protected dedicated server.
Our hosting company is hushhosting and so far we had no problems at
all. I think our longest downtime was 4 hours in 2 months! For members
we are using a modified original licensed Neversay script. For direct
Investors we developed our own direct payment script. For extra
security we make a Database Backup every 12 hours and keep all investor
details on and offline.

7. What about the script? Who provides that and how do you rate it? Do you have spyware and anti-virus protection?

As I said we use a original licensed Neversay script provided
from Hushhosting. We never had problems with it and it is a very secure
script with no backdoors. We do use the latest spyware and anti-virus
protection from Kaspersky.

8. What advertising strategy are you using to further promote XrateInvest among potential new investors? Are you happy with the level of support offered by existing members?

So far we are very happy with the support from our members and
the feedback. Of course from time to time I get rude emails asking me
where to find nude pictures of me and my husband, others are
threatening us that we will end up in hell but I just delete such
comments or emails. 90% of emails are positive. In the next 2 weeks we
will start with a more aggressive marketing strategy to become more
known in the HYIP industry and to compete with the Top10!

9. What kind of customer support do you offer? What
is the best way they contact you if they have any issues with their
investments? Do you offer telephone support or Live Chat at this point?
What about investors who aren’t so good with English?

At this point we offer E-Mail support in English, German and
French. We also offer Ticket support for direct support on our site.
Recently we lunched our site for German speaking investors in German as
the number of German investors (also Austrian and Swiss Investors) was
increasing day by day.

You can also send as a fax in German, English or French. I removed the
Live chat from our site as it was not used and nor really needed. I may
introduce it again when the time is right. We do not offer Phone
support yet.

10. Maybe you could tell us more now about the outside business interests of XrateInvest? How are you investing members money? How can investors independently verify the truth of any of your claims?

My husband and me, formed this platform. We decided to start
this online investment platform this year (2009), well it was more me.
We are investing members money first in our own businesses Adult online
sites, online shops, cam girls sites and our new adult DVD adult film
production.

About 30% of the investors funds are invested in online adult
shops. 20% in our own Xrate adult shops and 10% in online adult shops
from other adult entrepreneurs. About 25% we invest in our newly formed
DVD, adult film production and just 5% in phone sex services (mostly in
Germany 0900 or 118.. numbers). We invest the biggest share of the
members money in adult content sites. About 50% of the investor funds
are invested in Cam Girl Sites and Adult Sites.

The investor can soon verify our claims if he is willing to take
part on an over 18 fax request verification process. Therefor we need
the members national ID or the Passport. This is for active members
only and we will give the member a 6 hour test tour for one of our
sites. If the member is scared of ID theft he can overwrite his
Passport No or/and his full name or implement a watermark. We will just
check the age and the country where the fax was send from. In some
countries members will also be able to verify their age using a 3rd
party (for example in Germany ueber18.de)

11. I have seen your claims that your hosting
provider (HushHosting) does not allow you to provide links to adult
orientated material, but I read their terms of service and only see
that they prohibit child pornography. So why no links to the online
shops? If that is really the business you are financing through your
HYIP, surely it only makes sense to promote that too?

Our site (XrateInvesr)
is hosted on a server in Malaysia. And they do not allow adult content
at all. If we are allowed to implement links or banners on our site
that will forward the user to adult content sites hosted in other
countries, then it’s still a question for me but I will try to find
out. When I first ordered other sites (not HYIP but adult content
sites) with HushHosting I got a refund because of that issue.

12. If you are not permitted to publish these links
yourself, then money-news-online has no such restrictions. Perhaps you
can provide me with the necessary information and the links that
investors will need to verify all of this?

Thats what our over 18 fax request verification process is
therefor. The fax has nothing to do with our hosted country and also
the 3rd party verification process will help. As soon as we set up
everything you, our members and the Money-News-Online readers will be
the first to know.

13. With so many good programs around now, what
would be the one thing you would say to investors who are still
undecided on which program to pick? What are the benefits of joining XrateInvest over any other program? What are the advantages to the investor?

I do not want to repeat what other admins like to say, but I
think I have to. We are real. I know, I think in the MNO Interview
history you never found a admin saying: “sorry, I am just sitting here
waiting for your funds to pay old investors with new funds…”

The only think I can say we are real adult entrepreneurs and we
know what we are doing. And I think we are the first and only online
investment platform on the online investment market investing in our
own adult businesses and in other successful adult entrepreneurs.

14. And finally what can we expect to see next from XrateInvest? What are your plans for the short to medium term future of the program?

You can expect a lot from us. XrateInvest
is just starting. Not only the unique option that investors can invest
direct or become a member first, or our completely different investment
strategy. Not even the over 18 verification process will make us more
strong. But the most important part. We keep on paying and paying and
paying for a very long future long after you forget about most other
online HYIPs around at the moment. Thank you Paul for your great Blog
and for the Interview.”

And thanks a lot to Karin as well for such an interesting and
revealing interview. And granted while it is at least a different and
unique approach than that adopted by most online HYIPs, it doesn’t mean
that you the investor should treat XrateInvest
any differently. By which I mean you are ultimately responsible for
your own money so it’s up to you and no one else, not me, not Xrateinvest, to satisfy yourself about the information presented to you by any program admin. My personal opinion of Xrateinvest
is based entirely on my own experience with them and so far I have yet
to find reason for complaint. But nonetheless you are advised to
excercise the same level of caution you do with all programs.

That’s about it for the moment guys, but don’t go too far! I’ll be
back later this evening with a full news update from all the programs
covered by the money-news-online monitoring page so stay tuned for that. See you later, guys!

Source: http://money-news-online.com/blog/2009/10/08/081009-interview-with-the-admin-of-xrateinvest/

Step-by-step tutorial on how to be a wealthier HYIP player (Admin)

Please DON’T try this at home. It is meant for fun without prior thorough studies ;)
————————————————-
If you are still searching for ways on how to be successful with HYIP, search no more, I’m spending my bed time for this article for seekers like you. Yeah you, the one with some fund in e-gold account and don’t know where to invest it.

Most HYIP players, when engaging in any HYIP plans, believe that they can be rich in 4-5 months and later can be a millionaire in a year. The truth is, until now nobody can tell us how many millionaires are there that gain their wealth by investing $1000 initial deposit and get huge $1,000,000 from HYIP. Oh, you don’t want to be a millionaire, but looking for steady passive monthly income from HYIP. Rite.. we will see if I have a better offer now.

Don’t get me wrong. I’m not saying that nobody will get rich with HYIPs, some really will. Not only rich, very rich. The key point is, don’t be “most HYIP players”, because all of them will fail and end up loosing the money, but contrary be “some HYIP players” because they are the ones who will always win and earning money. Do you know anyone using nickname “Admin” in your last programs? These are the “some HYIP players” that I’m referring to. I mean, if you want to be rich, be an Admin, not the investors.

Is it that hard to be an Admin? How about those technical things? How about money generator programs that suppose to be the backbone to the HYIP? I will walk you through all of these, and it will be nuts once you get the real picture of it.

Step-by-step tutorial on how to be a wealthier HYIP player (Admin);

1. Getting Ready

Before you start thinking on the payplan, it is good to create a good market base first. Market base is where you will position your program and I will tell you how to do that successfully.

First, in any business deals, rapport or human relationship will play the biggest role at the early stage. You need to have good reputation; be known as someone with good personality to your potential investors. This mission is fairly easy via online forums or online chat program. You need to belong to some group of people, or in an online community. It is better to get along with invest-minded people and be really good to them.

Second, build your circle of friends. Ask your online buddies to a gathering party somewhere and buy them a drink. It is a small investment from you, don’t bother it, you will get bigger return soon. Smile, be smart and polite, then earn a little respect from them. Better yet, get close to community leaders or moderators because they are the ones who will bring you more potential investors.

Third, create your armies. These people are your defenders and they will protect you in difficult times should something goes wrong at some stages after this. But this a pre-emptive move, you need to have some loyal friends to expand your HYIP empire. Lone-ranger is the big NO-NO.

2. Plotting the plan

Have some half-serious discussions with loyal friends on how to make more money. Remember they are also invest-minded people, so the idea to make more money is more than welcome. Propose your plan in a dinner or luncheon and show them that you care by welcoming for their suggestion and ideas. Don’t get greedy yet, adjust the plans accordingly until a good solution is found.

Now it’s the time for a words-of-mouth advertisement. Remember, you want to reduce the cost right? The best advertisement, according to MLM experts, is via words-of-mouth. Let your loyal friends do the pre-sales tasks and promise them a good referal commission. This is very important! The best way to get your business expansion to be wide and fast is by offering an affiliation. That’s the fact, and it’s implemented by most of the internet companies. Don’t believe me? Check cj.com or clickbank.com. 10% commission out of new member initial deposit will be a good deal.

3. Getting the business website

By now you should be having a strong support by your friends and if you don’t, go back to Step 2 and ask for more inputs from your friends or armies.

Getting a website is fairly easy nowadays and you will get a bunch of scritp coders offering their service at rentacoder.com at a very reasonable price. Get the one with quickest lead time since you need to be fast to grab the attention and trust people put on you.

Buy a good domain name for a less than $10/year, and run the script anywhere on an anonymous web servers. Why anonymous? Of course you need to hide your identity to avoid safety problem at later stages. Search for anonymous domain registration and web hosting services and you will get tons of them. Katzglobal.com is one.

The last but not least, the most important thing is how to accept payment in your HYIP. Be extra carefull. Don’t do something stupid to accept payment in your bank accounts since it will reveals your real identity. The best way to accept payment is using e-gold.com account. Why? Because you don’t want to use payment processor such as PayPal that will freeze your account upon a single complaint, or MoneyBooker because they will require you to give your real bank account. E-gold is the most secure payment processor for HYIP owners because you can create a lot of accounts as proxies and you can hide your identity almost 100%. E-gold rarely entertain customers complaint, that’s good for HYIP owners, you don’t want account to be freezed soon. We will talk later how to secure your fund in e-gold.

4. Launching the HYIP

This is critical. Call your friends and let them choose their favourite number as their referal ID. A referal ID is the unique number used to identify which members are refering new members for commission purpose. This is very important so that they will feel something special with the number for example, the 777, 1000, or 8888 number will be good ones. This act as a psychological push so these friends feel like belonging to the program and most importantly will also promote and recommend it to more friends. That’s what we are looking for, rite?

5. Running the business

This is the fun part. You can see as the words of mouth spread, people start coming in depositing money for the plan. At this time, you need to be extra fresh to entertain people’s enquiry, answering quetions in online forums, etc. If you are smart, hire assistants to do some of the jobs. Give them brief information on the business and let them answer the questions by customers while you can concentrate on the business itself.

If your plan is 120% return after 12 days, then you need to be very sharp in paying the investors. Don’t delay any seconds so that you will build a strong level of trust that investors can hold on. You need to take of this because a satisfied customer will bring another customers. More customers, more deposit.

But wait, you need to balance between the need to prolong the business and the need of yourself - to gain the wealth. Fact #1, HYIP cannot exist forever. It cannot running live even for a year. But at the same time your business need some time for expansion. So how would you manage the business need and your own need?

The magic formula is to maintan 80:20 ratio. 80% of your fund will be paid back to investors. Don’ exceed the 80% unless you want less money. For example, if you are offering 120% return in 12 days, then you need to be ready to payback the investors on the 12th day of your running business onwards. But at anytime, keep the 80:20 ratio.

Exmple;

Assume that for every 10 satisfied investors, 4 new investors will coming in.
Assume that every investor will deposit $15 (average, some will spedn more or less).

Day 1, 2 investors, total fund $30.00.
Day 2, 3 investors, total fund $42.00.
Day 3, 4 investors, total fund $58.80.
.
.
Day 11, 58 investors, total fund $867.76.
Day 12, 81 investors, total fund $1,214.87.
Day 13, 113 investors, total fund $1,700.82. (you need to pay 2 investors from day 1)
Day 14, 113 investors, total fund $1,700.82. (you need to pay 3 investors from day 2)
.
.
Day 30, 34,573 investors, total fund $518,602.12.

You need to be wise to maintain the 80:20 ratio. Some excuses needed in the process to delay payments while waiting for new fund, for example;
1. Problem with hosting provider.
2. Problem with DDOS and hackers.
3. Problem with your FOREX.
4. Problem with slow e-gold site.
5. Problem with stuff handling the payments.

And so on, just be creative in giving excuses. Remember your aim is to maintain 80:20 ratio and don’t let the investors down just yet.

At the end of the month, you will get a total deposit amount of $518,602.12. Looks good, but that’s not the real amount you have in hand since some payments have been done from Day 13 until now.

With easy calculation, 80% of it is $414,881.70 and the balance is $103,720.42. If you have been smart in the business and manage the magic ratio well, $103,720.42 is in your account now and it’s about time to prepare for the next step. For the record, using $414,881.70 amount, you have paid $345,734.75 (it’s $414,881.70/1.2) initial deposits, equivalent to 66% of the total deposit, meaning 66% of the investors has been paid.

6. How to deal with unpaid investors

A better HYIP owner should be able to know what to do with the rest 34% of the unpaid investors. A hit-and-run HYIP owner will never want to know what will happen to them, because the only interest to him is the balance $103,720.42. Grab it fast, do something else with the money, forget those unpaid investors. But wait, that sounds not really smart. This article is about successful HYIP owners, so you should be smarter than those badasses. Smartasses should be able to exploit the things and repeat it few more times for a bigger reward.

By this time, you will have some inconvenience in managing those unpaid investors. They will shout and demand for an instant action. But don’t worry too much, you are still not alone at this stage. This article comes complete with contigency plan.

First, you have your loyal friends who can give the best support all the time. Give them some info, make them feel like “ah..it’s the insider info and I’m the first to know!” sensation and they will go around and tell those unpaid investors with whatever news you feed them willingly. That’s the point of close relationship. Now you know what’s the need for free drinks and sweet talks?

Second, out of all investors, only 34% are not paid, the rest 66% are happy campers. It’s nearly double the size and these will be your new armies. It’s unbeleivable that these guys will fight for you in whatever manners. They will face the curse and defending your program. There will be a war between the paid and unpaid investors, but be rest assured everything will be fixed since it’s proven that the minority voices are never heard in a large crowd. This is smart, if you have a pencil rite now, jot it down somewhere on a piece of paper so you won’t miss this lesson.

7. Spread the news

You have few working employees, some loyal friends and a large crowd of satisfied investors.. now what?

The first thing to do is to handle the unpaid investors. Promise a clean refund and you are not going anywhere to run. Let them have a good faith that their money is in good hands of yours and they will get it back. The best thing to do is to assign at least two employees, or your loyal friends to answer complaints and manage the refund list. Why you need at least two people doing this? It’s our aim to delay everything and the more people giving updates, the more unmatched news will coming in from each of them. Time taken to restore and explain the unmatched news is another bonus for the delay.

Second, spread a rumors that a better program is coming. This new program will fix whatever flaws were there in the first program. This will be sweet. You have good employees and friends, a number of happy investors too. They will force a team and eagerly waiting for the second program. Oops, the referal commission must be there, or should be better than before. Expect some rejections from unpaid investors of the first program, but hey… you have your own market right now. The running of the second program is about the same, but reserve 1 payment out of 10s to be paid to unpaid investors from the first program. This is your best chance to shut their mouth up one by one. It won’t be long though, but will be helpful.

Third, it’s time to outsource your available fund to some good opportunities. Your wealth empire is about to begin. Some amount of profit from this program will be used to pay the unsatisfied insvestors from the first program. Honor your promises. Don’t get away just like that. Pay them as soon as you have some profit from your main core money generator. It’s 100% yours, but you will want to clear you name for future business right? Don’t mind the duration taken for the refund, you will get over it after 1 or 2 years, depending on how good your money generator is. After that time, all the money is yours, and nobody is going to ask you to pay anything.

8. Clearing the things

We have learnt before on how to run the first program, and how exploit the truth and enter the second program. There are also methods on how to manage unsatisfied investors and how to secure your available fund in a favourite money generator. Not less important, the ways to manage the refund by using 1 out of 10 payments in program #2 for program #1, as well as how to win back your reputation by using profit gained from your secured money generator to pay unsatisfied investors. It will take 1 or 2 years to pay them all, but it will just worth it.

Few numbers to remember in this artcile;

1. Available fund from program #1: $103,720.42.
2. Unpaid deposit from program #1: $172,867.37.
3. Available fund from program #2: $68,455.48.
4. Unpaid deposit from program #2: $116,374.32.
5. Total available fund: $172,175.90.
6. Total unpaid deposit: $289,241.69.

It doesn’t matter how long you will pay off the $289,241.69, but assuming you are putting all $172,175.90 in a good and secure offshore investment about 3% per month, then you can settle 1.7% of the ‘interest-free debt’ every month. It’s about 5 years, afterall you are the master and you will decide how much you want to pay, not the ‘payees’. After 5 years, you will have a clean and full ownership of $172,175.90 in your offshore account, giving and average income of $5K/month, not bad for a few months of hard works!

What would happen if you can repeat Step 1-7 in 2 or 3 times? Welcome to intenet-millionaire club ;)

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Please DON’T try this at home. It is meant for fun without prior thorough studies ;)
Posted October 28th, 2006 by mightyhitter under Make Money
Source: http://mightyhitter.com/8-steps-to-be-a-better-hyip-player.html

Interview with Admin of StableInterest - by HYIP Daily Blog

° Please introduce yourself and your program.

My name is Brian Reynolds. I am the Support Manager of http://www.stableinterest.com

° Why do you start Stableinterest? When did you start Stableinterest?

The project StableInterest.com is working since January 2006. It has been launched by the team of professional traders and analysts. We offer reliable and long-term opportunity for online investors. Since that time it wasn’t rather popular cause the main goal was working with private investors without spreading our activity online. And in the middle of 2008, the investment plans have been updated to, the design become more good-looking and navigation has been made easier for the clients. Our investment opportunity has become available for everyone.

° How is your program different from the rest of the HYIP programs?

It is not the matter of difference. It is the matter of stability and constant profit payouts. We are managing loan funds trading on stock market and futures market in the sphere of energetics and agriculture. We are on the stage from January 2006. Within that time we were working on modernizing our trading systems, which purpose is secured profit without the smallest risk for our investors.

Speaking about risk, I should admit, trading futures as well as on the stock market, implies clear understanding of the main principles and rules.

° What is your experience with investments (such as solar investments, online investing) mentioned from your site?

One of the main aspects of our investment activity is trading futures in the sphere of energetics. Solar investing is a brand new way to make profit from depositing funds to this extremely profitable and prospect industry. With the oil supplies reducing worldwide rapidly, every wise person would feel like seeking for alternative energy resources. And surely, making a step to having a solid portfolio with alternative investment would certainly make benefit both for our investors and ourselves. Of course along with solar energy, there are other various investment trends, mainly aimed at alternative energy sources, such as bio-based and hydrogen-based energy, which are going to become one of the most profitable way of investing money to.

° What is your business concept?

it can be said in two words: secured profit without the smallest risk for our investors for the sake of constant modernizing our trading systems, applying risk-management strategies and diversifying the investment portfolio to the utmost. The ultimate destination point is giving Stable Interest to our clients.

° How do you make profit for members of your program?

We have experienced and professional traders, who apply unique, modern technologies as well as advanced trading strategies in their work. Besides, as i have already mentioned, one of the main aspects of our investment activity is trading futures in the sphere of energetics, which are going to become one of the most profitable way of investing money to in the nearest future.

° How do you plan to make your program stable for a long time and archive your goal?

Now taking into account the worldwide crisis, we don’t want to make any long-term forecasts, anything may happen, however the entire team makes all possible not to let our investors down… so far we manage with that and everyone is satisfied. we are constantly modernizing our trading systems applying risk-management strategies and diversifying the investment portfolio to the utmost.

° Is your company officially registered? If you are registered, can you provide any document? Do you have a contact phone number and physical office?

Yes we are registered on the Seychelles, offshore jurisdiction, however, we can’t disclose the exact location without prior cooperation with our investors. Once our investors and we know each other better and gain some good cooperation experience, we share some more private details including the registration certificates and address details.

° How does your program comply with the SEC if you are located in US?

We are not located in the US. For the particular reason not to deal with SEC we chose offshore registration.

° Could you send me the track record for all of your Traders if you are making online investing?

Sorry, we can’t do that. Our traders work exclusively with StableInterest.com. We can’t share their private data due to the agreements with them.

° What are the risks with your program? What is your backup plan if something went wrong with your program?

Speaking about risk, I should admit, trading futures as well as on the stock market, implies clear understanding of the main principles and rules. StableInterest.com is online since 2006. We have experienced and professional traders, who apply unique, modern technologies as well as advanced trading strategies in their work.

There is also a reserve fund, used for compensating possible losses during bad trading days and which is which is constantly growing as the profit rises. All the interests are we pay out are real; all the portfolios were tested at work, and proved their profitability.

° Do you have a Reserve Fund established for members?

There is a reserve fund, used for compensating possible losses during bad trading days and which is which is constantly growing as the profit rises. All the interests are we pay out are real; all the portfolios were tested at work, and proved their profitability.

° How do you manage the work of your support services? How can members contact you?

We prefer online contact with our members. Our e-mail support works 24/7. The Live Chat is available for 8 hours per day. The working hours alter.

° Please tell us how you protect your site from DDOS attack as well as other security issues.

Our hosting provider is managing the DDOS protection of our dedicated server. In case the attack is very serious we apply more serious ways of protection from outside.

° Why do you choose Liberty Reserve as payment processor over others?

Liberty Reserve has proven to be the most stable online payment processor. They currently have no problems with blocking members’ accounts or anything else. There are also nor serious complaints about it online. Their security system is high enough to secure maximum safety of the clients’ funds.

° What do you think of my blog, “HYIP Daily Blog”?

Your blog is nice to read, and easy to navigate. All in all it contains lots of useful information for the high yield seekers.

° Do you have anything else you would like to add for our readers?

The investment choice is purely yours. All information presented on ours site is for your acquaintance only. We are not trying to make your putting your funds to any of our investment portfolio. We encourage you to make a thorough research before you take the final decision. Still once you are ready to join our members’ community, we shall do our best to provide maximum services and profit possible. Our purpose is to make our cooperation with you mutually profitable.

So, enjoy your reading. Thanks for taking time to look through this interview. Welcome to http://www.stableinterest.com.

Mark Goldstein of AIM Trust Talks to Ecommerce Journal: "We’re open for creative proposals..."

October 23, 2009 - 2:14pm | Interviews | Investment industry |

Q: Hello! Thank you very much that you've agreed to meet me. Your project drew much attention of our visitors, and we prepared questions on behalf of them.

A: Hello! I'd like to note that this interview had been planned for the middle of July; alas, due to our busy schedule we managed to find time only now. At last, we have several hours to seat ourselves and talk for a while with no hurry. I guess we have many interesting things to cover. Because everything which is being done is done in the best way possible, perhaps right now, after AIM Online operated in the market for a half of the year, we may estimate the first results, and see their actual worth, do we?


Our department, and I'm stressing it again, has been operating for a half of the year, so many visitors have had enough time to observe it, get an impression about its work, and correlate its operation with their own strives or aspirations. We didn't hide from the media, quite opposite - we're always ready to inform the public about our business. Especially, after launching AIM Online department, that had initially been oriented at public work and namely at small cap investors. Our activity, as we see it, must be justly and correctly understood despite the complex moves while doing the real business, must be really open in everything that doesn't fall to commercial secrets, must be valuable in all respects that are linked to our existing partners and those who wish to participate in the future. That's the preamble. Let's start with questions. Please.


Q: Could you say a few words about you and your role in AIM?


A: Yes, sure I could. My name is Mark Goldstein. I have been working for AIM for five years, and my current position is Support Team Chief, in general, and my position is Marketing and Public Relations Director in particular. Thru my department, the main streams of communication between all AIM Online members and executives are running. In a way, we're on a leading edge, at the cross-road of important communication paths, and work to bring reliable pieces of information to our member. When troubles "knock the door of our house" (who can boast that he has none?), we work hard, like devils, to overcome them ASAP. I hope our attempts are felt by our partners.


Q: How many people are engaged in the project? Could you please name all of them, and specify their responsibilities?


A: Every matter regarding the closed AIM Club, in the available scope, set by the founders, is given on our web site - www.aimtrust.com. All I can add to it is that this structure incorporates several financial and logistic companies. So, it's better to concentrate on AIM Online, because all world wide members work only with it; moreover, only this department effects our and their close co-operation in the utmost. I guess your readers are interested in this, too. The part of the project linked to the Internet, the department that provides services in this field, is staffed with good professionals. With my pleasure, here they are:


Directors: Carlos Aloma, David Menotti, Yahaira de Sedas.


Accountant: Irma Goldstein (my wife).


Security: Edel von Zimmerhorndten.


Finances: Joseph Zabronsky, Bjorn Gee.


Commodity: Fritz Stramm, Norma Wiunga.


IT: Salman Singh.


PR department: me, the Chief, and my team, support managers: Robin Katz, Ralph Sinopoli, Monica Rodriguez, Carol Yetman, Jane F. Jee.


Q: Where are you based?


A: The whole Internet-based business department work is conducted on behalf of the Safe Assets S.A., an offshore company, registered in Panama. It has all licenses relevant to Panamanian national regulations. In Panama, we have offices that provide our legislation support. Though historically, due to the development of AIM TRUST, our head office is located in Great Britain, plus other offices are scattered mainly in Europe as well. The location of our head office is easily explained, it's closely linked with AIM communication department that works with the London Stock Exchange and many industrial companies. We got several Scandinavian offices, general support and logistics. Many of our specialists work distantly, so sometimes it's hard to talk about an office, for a person might be really sitting at home in front of his computer. This doesn't interfere with our activities; in many respects it allows to supersede time gaps of the globe and lower business expenses. When choosing between opening an office in a country and hiring a teleworker, say, Russian or Middle East oil extraction analysist, or hire even a freelancer for solving whatever a problem might be, we don't restrict ourselves to any given form, we're very flexible. So do many companies, we are not a rare exclusion in this statistics.


Q: Can we have a look at your incorporation documents?


A: The scans of the documents are available for the verified users on our web site (in their interface) www.aimtrust.com . If anyone is not verified, please do, the procedure is simple, and it's described on our web site: Naturally, it requires an ID with photo, proof of residence, and the signed co-operation agreement. Our Security Policy limits opening ALL corporate documents for the general public. Hope it is an understandable limitation.


Q: Can investors visit your office, or meet with your rep anywhere?

A: Well, here I am with a cup of tea in front of you.:) But! Our company separates the closed AIM TRUST CLUB Members and AIM Online members. The first have personal managers and usually, quarterly of semi-annually, visit the Club Directors' offices. They check reports, accountancy, business issues; they make general decisions. At their meetings, they vote on principal matters. The AIM Online members, being now the lower partners in the business ranking (this relates to the sums invested, thus to the amount of responsibility gained within the AIM TRUST overall operations), in present are undergoing a very important process. It can be called "selection", if we take the small caps, or "extraction", if we look at the process from for the CLOSED CLUB Members' point of view. You understand what I mean, do you? In a year or so, the AIM TRUST is going to choose among AIM Online members potential partners who invested substantial sums in the project, and invite them for a meeting with the AIM Closed Club Members, or the AIM TRUST founders. There are several issues to be talked over, and all of them are linked to the current globe climate change. For it's the climate change that makes us think that our future in the oil and gas markets won't have heavy clouds above our smart heads. Whereas to gather several thousand AIM Online members (as it is now) is impossible. And to be true, we don't need to know everyone personally. Presently, every Closed Club Member's investment exceeds the total investment fund of all AIM Online members. Everything else you may conclude by yourself. That's why we consider just logical to use the AIM Online facilities and the support team as it is, i.e. distantly. And the feedback, BTW, is faster in any case.


Q: What support options do you offer?


A: We offer the following communication paths: E-mail, live-chat, phone, fax, mail. We published all contacts on our web site, here: http://aimtrust.com/contact_us.html. Optimal way is e-mailing, for technical questions, either straight to our e-mail address or thru the contact form on the web site. The majority of the e-mails received are answered within 24 hours.


Q: When did the program launch?


A: AIM Trust has been in operation for more than 7 years, and starting from the beginning of 2004 (5.5 years) we have utilized http://aimtrust.com to connect Club's Members with each other. The AIM Online department commenced in March, 2009, and is now becoming popular. Plenty of our offers are unique even for the indulged Internet audience.


Q: Why do you feel the need to have a referral incentive program?


A: Being and reckoning ourselves a modern company, we look into the future. The marketing technologies, especially the ones used in the Internet, are the most progressive. We don't need to spend millions of dollars to address a multiple audience via massive TV ads, there are other ways to bring forth what we want. Our partnership program is being constantly updated to maximally correspond to the needs and requirements of the users and for promoting our services as well. Anyone may find details and materials about the referral incentive program at the special web site http://aimtrust.biz, in FAQ pages. We always think how to develop this direction, and try to make our best. If your readers wish to write us any proposals, please, we're ready to consider everything, do not be shy.


Q: Do you use free or paid web hosting?


A: Our program complex doesn't consist of the things that are visible from "outside" only. Beside the website itself, we got programs for the CLOSED CLUB Members' secured communication mounted at the servers' clusters, and we have various integrations with stock exchanges, finance markets, including Bloomberg and the like, access to subscribed databases. It's a lot of stuff, so to say, and it's serious. So, our hardware in fact is a dozen of servers secured as hell. You may understand how much we spend on proper running all these, it can't be partially or completely free.


Q: What do you think sets your program apart from all the other "opportunities" out there?

A: AIM Trust represents an incorporated offshore structure and a vehicle at the base of which modern technologies in finance control and management have been introduced. These have been adjusted to innovative technologies in metal industry manufacturing, in particular - pipes. We manage construction of pipelines, refineries, terminals, and reservoirs for oil and gas, we manage replenishments and delivery, deal or interact with import-export operations, take part in financing various construction in the fields already mentioned. The majority of the accumulated means was collected by investments of several private investors within the frames of the CLOSED CLUB. Now, AIM Trust is open for the broader public, and small cap investors may participate in the AIM TRUST business as investors via special AIM Online department.


That is to say, despite many other widely advertised projects that draw investments online, our activity not only has a legal basis that can be easily checked (anyone wishing to do so may see the documents and the licenses at our web site, receive co-operation agreement and guarantee), but it is backed by our real offline business - pipes and metal-roll.


Q: You've mentioned on your web site that your online representation had a limited duration. Please explain why?


A: Please follow my explanation intensely, it's very important. We are doing what we call the process of gathering impact force in advance; to meet the future rising demand for energy suppliers and energy transporting facilities. For this reason, long before the actual time come (we expect that it'll take three-five years), we shall have been financially as well as technically equipped at highest. We differ from other investment programs, because we know what shall be after a certain period of time! In other words, we predict that the climate change will soon effect (and it is already) the necessity to consume more and more gas and oil at least in Europe, and for this purpose we slowly look for proper accumulating funds and for proper people who have these funds, for those who is able to read the map of the world together with us. There are special market milestones that inevitably show a specific change is slowly taking place, despite the crisis, despite the seemingly chaotic moves of the market players. For instance, do you know that Europe is gradually freezing? Why so many summer fires or floods in the recent decade? I guess no, you don't… So, we openly declare that our objective is to bring up a new generation of investors through very long (several years) and saturated field learning period. During which we just don't do ill-considered steps, do not make unrealistic plans, as it sometime happens with "wise" guys. Based on thorough predictions of the future energy supply and its routes, we made up our minds that a sharp rise in energy carriers must be met by a proper development of production of pipes (because gas and oil lie in areas distant from the areas of consumption) and the like: Equipment, refinery plants, etc. That is why our AIM Online will work only three years. After that we, and partially during this three years, too, will pay attention to those investors who's smart enough to see the future the way we do, and who's ready to co-operate with us on a maximum possible level. This means not only money, sometimes sheer eagerness to jump on board in time means much. Please have a glimpse at the clause 9.7. of our co-operation agreement - you'll find there the exact duration this agreement be in force.


Q: What will you do then with the "chosen" investors before the year 2012, and after the deadline?


A: It takes several years in a college, and several years of practice to make a doctor. So is with investors. They should learn, step by step, how things are going, they should work together with us, feel along all our ups and downs as well. Besides, we are taking part in financing construction of several pipes lines, by the end of which our contracts are going to be re-considered, this is again 2012. This means the contracts can or would be changed. And these changes gonna be of the two-side character. First is the future economic situation. Nobody knows for sure what will be in three years. Second, we expect that by that time our production partners make sure we're the team worth working with on the highest level possible. By that time, we resolved to choose among the current and soon-to-appear Online members a number of persons who anticipate the future in exactly the same terms as we do. We will offer them other co-operation conditions and let them enter the "holy ground" of our inner business realities. All other members will be given the proposal to leave the project, or stay, but the conditions for small caps will be changed. For instance, the minimal investment sum will rise sharply. What we guarantee right now is that we will continue our quest of our future partners to the CLOSED CLUB. As for the principals and payments online, they will go for a long time. From time to time we will change our co-operation terms, but our rules do not have retroactive force. So online members can be absolutely sure, we will execute what we promised.


Q: Wow, a serious endeavour! I think if I talk about online members a bit more, you won't consider it picking trifles from a basket full of really important issues. What steps have been taken to secure online members funds?


A: Online members, my dear, are not trifles. Mind it. Nobody knows where one can find a pearl: on a beach or in a mud. We respect our online members, they are just newcomers for us, so we look at them and they look at us; that's the situation. We do not use third parties to work with the funds collected thru AIM Online, everything is controlled by our staff, including orders to brokers who buy and sell bonds of our and affiliated companies, and tie mutual commitments for delivery of metal production and other docs that guarantee profit-share. The money is always into circulation, always in liquid valuables that do not depend on stock exchange leaps due to their nature.


Q: How do you generate the returns for your investors, big ones as well as small caps?

A: Our web site provides detailed information on the cycles that bring us returns. The cycles are different, and the number of deals every week is different, too. We're constantly searching new ways, and I can say that we find them. The real oil and gas, though hidden from the eyes of people, is developing despite everything; you know, energy is energy, homes must be heated whatever's happening.


Q: Do you trade yourself or do you employ traders?


A: We are not engaged much in trading at various stock exchange markets; it's a necessary part of our work to balance expenditures and returns, and to hedge the intrinsic risks. In fact, the only one stock exchange, that of London, is really important, for it's London that our customers and clients are present en masse. We do not employ traders, for we don't need them, almost every deal we're in - we're capable to finalize by ourselves. Neither of our affiliated company is engaged in trading bonds, too.


I'd like to note that recently a well-known forum published groundless charges against AIM allegedly accusing us in using insider information in trading shares of the enterprises we work with or even finance. Well, if those "friendly" competitors do not obtain friendly advantages, they summon black PR. Taking advantage of this opportunity, I officially declare that we use "Boiler room" for its object matter, as the boiler.:)


All our activity has always been in strict accordance with the laws and norms, plus we're widely known for scrupulous attention to everything, and legal support of our moves is an area that doesn't like jokes.


Q: Do you piggyback other online programs?


A: A fine question. Our corporate structure, as an integration of companies that formally as well as practically are legal entities, any type of affiliation, cross-sharing and cross-responsibilities take place only between participants of this very structure and contractors we deal with. We do not have any connection or relation to other investment projects either publicly, or online. We're the subject that should be treated separately from others, and thus we do not carry any responsibility for other online projects and their responsibilities.


Q: Have you ever had late payments?


A: No, we haven't. As I said we unconditionally execute everything we're obliged to in strict accordance with the co-operation agreement and guarantee. There might be, alas, technical matters due to glitches in our system, some faults are caused by the electronic money systems, but that is all I may mention. Any event, a member's e-mail, or a live-chat report to support triggers the mechanism of fixing the problem with the help of our technical department.


Q: Our readers are curious (and sometimes annoyed), why your web site is so knotty, why there are frequent bugs or failures?


A: Thank you very much for this question! We always welcome critic and notices aimed at bettering our services, and meet the remarks adequately, reacting to the point. For us these signals are the system feedback response, or a sign that we have to consider changes or updates or even re-develop the existing online facilities in order to raise business co-operation.


Initially and several years after, AIM TRUST was oriented at the integration work with the current Closed Club Members only, and their number has been restricted and a few; so all reciprocity was performed at the individual, personal level, just manually, so to say. With the opening of AIM Online, we had to update and re-develop the whole design and interaction interface, because we had to consider the needs of the initial founders, so that the changes wouldn't effect them, and, probably, exact conservatism of some of them. That's why, at present the web site's interface is a sort of compromise between the new direction - AIM Online, and the traditional one - Club. Perhaps, at the first glance the re-presentation of the project seemed to be quite intricate, but it applies to "at the first glance" only. We're asking our new visitors to be patient and see the contents in the way it is now, i.e. attentively. We have done much and worked hard to make the project's essence as full as possible, and design the interfaces intuitively understandable. Well, there is no limit in attaining perfection, and we would be happy to listen to remarks and comments on the web site, especially its usability: For instance, the page http://xxxxxxx.com contains this, please change it for this, because it is so and so.


Bugs. Seriously, it's our know-how in getting closer relations to improving human touch with the members.:)


OK with seriousness! We recognize that on the one hand, automation and scripts are not perfect, so we never stop trying to update it and make reliable. No issue unresolved stays unresolved for a long time. On the other hand, plenty of problems are the results of new member's carelessness and inadvertence (for instance: A transfer is submitted manually, not via merchant-interface; or some persons send us incomplete pack of verification documents, or set the weekly withdrawal and then surprises why our automated system doesn't pay every day, etc), or bugs in the payment processors, which appear sometimes, too. All these troubles or misconducts are solved every day, and quite fast, for we're well-equipped to correct. Just take into consideration all these matters, please be aware that every problem needs a time to be solved, and the time of our specialists. This is important to know when you apply this to the members' number. It prevails a dozen of thousand. The rate shows that the technical troubles effect less than 1% of the members. This is surely a number to take care of, but it is not critical statistically.


Q: What was the most recent trade/business activity you were involved in?


A: Again, please have a look at the materials of our web site, where our activity is explained in details. Here is the link that provides the main activities of our company:


https://www.aimtrust.net/aim/projects/explained.html


Our efforts have been concentrated at this very sphere, and as our members may judge - quite effectively.


Q: How big is your current trading capital?


A: Excuse me, this is not the number we will ever disclose. I may assure you that the enabled total capital of AIM can not be even compared now with the investments from Online members. So small is the latter. The difference is really huge, but we are in the process of searching new worthy investors. And we hope that experimenting with the Online will bring us success.


Q: Please tell about payment schedules in accordance with investment and payment terms. We got many questions that touch upon these very issues. Some of our readers have got a little bit of misunderstanding about this.


A: OK. Let me draw readers' and Members' attention to the fact that these temporal parameters are described at our web site: http://aimtrust.com. We have offered the so called Demo Portfolio for 30 calendar working days; it is supposed for letting everyone to know about our interfaces, and the actual portfolios for 270 calendar working days. The latter has been done for those who would make the decision to invest into us and earn. The income is accrued daily, every working day, starting after the first working day a deposit was made. The yield is accrued at the end of the working day, EST, and is expressed in % from the basic sum invested. We calculate yields for a partner, or daily per cent, from a total sum of money that an investor put. Each currency is separated in calculations. We practice daily, weekly, and monthly withdrawal schedules. This means that when the money becomes available (accrued) a member may call for withdrawal order: Either after a day, or a week, or a month, etc. This option is set by the member himself in his Member's Area. This option may be changed with time, but a new schedule becomes effective after the previous schedule expires. We also provide our members a very powerful investment tool named compounding which allows not only to increase one's capital, but to do that sharply! When an investor chooses compounding, a part or all daily yields are added to the deposit, and the deposit itself grows - so do the yields from the grown deposit. Please mind it - a double growth! The member may always vary this option: Set a new compounding rate or change the existing one through Member's Area. Compounding for each new day is considered as a new mini-deposit for the same 270 calendar working days. To feel the effect and power of compounding, I recommend using our investment calculator, and trying the figures.


Q: Thanks, a very interesting this compounding is! But you were talking about calendar working days. Please specify what you mean by "calendar".


A: OK. Calendar working days, during which we accrue yields and take into account for the maturity period, are all days, but Saturdays, Sundays, and Public Holidays. The Holidays, which we consider as days off work too, are listed in the Holiday list. A complete list of the days-off for the nearest couple of years is available to every user in his account menu: Help Center --> List of the days off: https://www.aimtrust.net/client/help/daysoff.html.


Additionally, before any of such Public Holiday, or day-off that falls on a "working day", we publish a special news report several days before. One may see our news here: https://www.aimtrust.net/aim/news.html


Every piece of news is sent to our members' emails together with publishing. So, it's quite hard to be unaware of a coming day-off.


Q: Your Public Holiday List is a very big one, I mean, there are a lot of holidays in it. Please tell us, why so, why do you celebrate so many holidays?


A: There are several reasons for that: Objective as well as subjective ones. Firstly, as I have already told you, AIM TRUST is mostly a Closed Club with its traditions and structure; this concerns calendar working days, too. We had just extrapolated the existed Public Holidays List onto the AIM Online when it started. Take it for granted. Secondly, we can't work at the fullest, make deals, make money accordingly, and accrue yields to the members in the days when in the countries our business has been accumulated in are holidays or weekends. These are USA, UK, Canada, Panama, and Cyprus. We work in these very countries physically, so our offices are in these countries, our financial operations take place at the territories of these countries, you know! And thirdly, our company consists of citizens of many countries, we international staff. So we just have to respect national or religious feelings of the people we work with. That's the reason we don't work in the basic Christian and Jewish Holidays. Concluding all said, I'd like to note that despite the huge number of holidays, our income and thus - yields are more than any other traditional passive investment returns, say, a bank or a mutual fund deposit to compare. Our income may be compared to the yields reachable at stock exchange operations, but incomparable to risks involved. Another thing is that we guarantee the stable rate of income due to a Portfolio. In brief, this is the main advantage of our Alternative Investment Management!


Q: What plans do you have for the future of your program?


A: Well, at first we would like to develop AIM Online department at the full swing, because the first half of the year is just a reconnaissance in force; we have been tuning the automation interfaces and software solutions, integrating business-processes subject to financial streams thru AIM Online, we considered the necessity for members support, summer downfall.. You know. Right now, I may say, in the autumn, we are accelerating our work and getting the pre-planned volumes, we are deploying our facilities at the scale we really need. This is being done to correctly estimate the preliminary results and develop and further potentials that have been found. Next spring, we are going to summarize the results of the first AIM Online year and probably will prepare a closer interaction with chosen members. It will take place during preparation of the annual balance sheet of the company, so the Closed Club Members will take active part in the process, too. What I mean is that some of the meetings of the AIM Closed Club Members will be dedicated to several new Online members in particular.


In perspective, we assume that the co-operation between Online members and AIM Online department, as well as between Online members and the Club will become deeper, in fact, it is our long-term objective, so most probably we will develop a new mechanism that enables us to represent a number of Online members in the Club or even by straight voting include some Online members would become new Closed Club's Members. It depends, as they say, upon many reasons. What I may say right now is that if any Online member feels like doing better with us, it's only logical that we'll double our efforts in finding the most appropriate scheme to meet aspirations of the most active investors with well thought-out recommendations and straight offers. We are planning to evolve the regional representation institute - to better and efficacious co-operation with local Online members (now we're tracing the countries with clusters of investors in the up), we're studying country's traditions, financial systems, laws, etc, to correspond to them.


And, naturally, we're open for creative proposals from our existing and appearing members; all suggestions will be carefully taken into account, and those ones that coincide with our strategy will be awarded.


Q: Are you planning to close your program for new investors at any time?


A: No, we are not going to do that any time. The Online department will be in operation for three years. We have spent some money this spring to create a long-term mechanism of selecting new partners. It'll be checked up and developed. This couldn't be done within a short period of time. In three years, we shall see the effectiveness or uselessness of this enterprise, so after that AIM TRUST will finally decide on it. Right now, the AIM Online department brings fruitful results, the trend is more or less clear, though it didn't yet show anything particularly special or unexpected. Although even now, we may guarantee that the current Online members, the ones who have joined our company, will obtain beneficial advantages in the future. In other words, we won't forget anyone who now trusts us.


Q: Tell me please several reasons to join your program.

A: The basic reasons are as follows:


a) We run a steady legal business, and if we take a saying about what a person should start to build a house if not a fundament, then here it is. The AIM Online works with the general public thru a company that has a license to operate for benefits of third parties, we give our guarantee letter for each deposit, and we sign our co-operation agreement with each member. These steps are transparent and clear - all conditions are given in the open, everyone may read them and decide on his or her own.


b) The company's activity is based on real involvement in metal production, metal manufacturing, in particular in making pipes for oil and gas, and the spheres surrounding this complex issues including delivery of pipes and providing financial support for customers as well as producers. All our moves have nothing to do with a virtual invention; we don't even touch much of the stock exchange operations, because of their high risks. Pipes delivering liquid or gas energy from producers to customers will never be influenced by the market fluctuations, and the history has shown it on the most extended scale. So, objectively we're playing at a very stable market with a small margin of possible losses.


c) The ROI which we declare and confirm by real payments are based on the given above trends and facts. This ROI rate which we guarantee may be considered low. That is not true, in fact it is a very just figure, and justice can not be big or small, it is what it is. Look, some business days bring us 3%. Is it big or small? For us it's not a rare thing, sometimes our deals are bringing more than that, but we do not fuss around it - the next day may be empty. So, our maximal and minimal levels of maturity terms and returns have not been taken from the air, they are based on production cycles of the market we're in. To manufacture one mile of pipe takes a month, to deliver this mile takes two, to get it on the sea bottom or on the ground takes several months, no fooling around. And the pipe itself is nothing without an infrastructure: machines, stations, metering equipment, etc. Only actual and stable financing of these matters allows the whole process be uninterrupted in the long run. So we guarantee all the investors the return of the principal after maturity period, as well as agreement yields in the strict accordance with the portfolio conditions. Moreover, our business cycles allow us to develop and make possible returning of principals any time the investor wishes to, if he has a force-majeure or something of the like.


d) Without false modesty, I would attribute to advantages of our company the friendly support team I'm in charge of. We work 24 hours, and provide support by e-mail, live-chat and telephone during business days. We listen to our members very carefully, and do everything to solve appearing problems as fast as possible.


e) The perspective of further co-operation. We think that earning much and right now can not be a matter of serious consideration, quite opposite - only a profound merging in the processes that bring fruitful results in short and long terms, especially in the visible future, and by this I mean the existing trends in developing the energy consumption sphere (anyone may check it by himself), will bear the actual involvement in making real wealth. The gas and oil theme is endless; by the way, we are in the search of keeping our hands close to mineral oils and greases, that's another interesting area, transportation facilities, logistics. In fact, I can talk a lot, but what I'm driving at is a simple fact: As long as human beings live and consume they need energy, no matter its solid or liquid or gas nature or substance. And we work with these materials. So, no matter the market situations we will give preferences to our partners, by them we may mention our Online members as well.


Q: Anything else you may wish to add by yourself?


A: Thank you very much for this opportunity to speak up. I'm really grateful that you have given me a chance to describe our work for the visitors of your respected web resource. We know that you are our Members and participate in the AIM Online, too. Human touch is a very important thing in constructing confidence between the partners, I can't underestimate it, for it's confidence that raises co-operation on the appropriate level of efficiency. I'm happy that I was able to bring light on the most important issues of our activity and co-operation perspectives. As a man in charge of AIM Online support, I wish all the readers happiness, stability and wealth. Join the AIM Online, you will never pity this move.